How to invest in mutual funds through WhatsApp?

Mutual Funds have become a popular investment option, especially after Modi's drive to stimulate the economy. In the last few years, he has undertaken several steps to make the process stress free by the introduction of several initiatives like Aadhar card, KYC norms, online payments, and much more. Now, here's good news for the investors, one can invest in mutual funds using popular messaging option WhatsApp. Right now, it is being offered by a few investment houses and investment platforms and one of them is Motilal Oswal.

How to invest?

  • In order to initiate the process, the investor needs to have a registered account in WhatsApp or they can download the same from Google Play Store and start the process.

  • Install WhatsApp
  • Now, the investor needs to save the Moti Lal Oswal AMC number (+91 9372205812) to your contact list.
  • Next, the investor has to type Hi on the above-mentioned number.
     Welcome Message
  • The investor will be asked to enter the PAN details to start their investment journey.
  • Now, the investor needs to accept the terms and conditions to get started. The facility is available for the existent resident investors in a single holding format. If the investor is new to it, they have to click on the below-mentioned link to open his investment account.
    Fulfill KYC norms
  • Once the investor accepts or login he/she will be asked about the amount to start with. The investor has to confirm the scheme in which he/she plans to invest in, amount of instalment and the number of instalments. After that, an order summary will be generated, asking the investor to confirm the details.

  • On confirmation, an OTP will be generated on the mobile number of the investor. The investor has to fill OTP number and a unique reference number will be generated with the bank to activate the transaction. The best part of the investment process is no additional charge will be deducted to use WhatsApp platform.

  • Investment Process Complete

    Please Note-

    It is important for the investor to complete the KYC formalities, before investing. Otherwise, they will not accept your PAN number for the transactions, as it happened in my case.

    Well, apart from Motilal Oswal, there are various investment platforms that are offering such services. is one among them. It is an AMFI registered distributor, which means the investor, has to pay commission on his investments through Wishfin. They will provide you limited fund choice options- tax saving, short-term saving, long-term wealth creation to select from. Rest, the procedure will be the same.

    Should you invest?

    These automatic bots will phase out the need for a manual mode of investment. But, choosing the right fund is also important. You can research and seek professional help or alternatively, you can talk to financial advisory services. The only limitation is these automatic bots are not backed by human advisory services that are effectively required to communicate with the customer. Rest, this technology will improve the speed and convenience of doing the transaction.


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