Paypal Alternatives for Accepting Payments Online

Paypal is one of the popular and trusted platform online to accept payments. However Paypal doesn't work with every business type and also limits itself with type of payments it can accept. To solve this problem you have to find alternative services. In this article, we take a look at some of the services that you can use as a replacement of Paypal.

There are many reasons why Paypal may not be the solution for your freelance service or business. In such case you have to find alternative ways to accept the money online. Here are some of the payment gateways that you can use instead of Paypal.


Skrill is an European company that accepts more countries than Paypal. It can be used to send money from your debit card to other locations offshore. Your can also get the money from any location supported by Skrill. There are not many websites accepting Skrill on their platform as of now. However websites such as Ebay and Godaddy allows Skrill payment on their platform. It has lowest payment fees for receiving payments. Also you can find that it doesn't charge much for the bank transfer or the card transfer. Compared to Paypal it has lot of interesting features. However they have less support for the buyers and the chargeback rate for Skrill is relatively high. So Skrill is less used on most of the online merchants sites. For freelancers who just want the money transfer option, the Skrill system can be really good to use.


Formerly known as Alertpay is now branded as Payza. It complies with the US and UK laws and the payment system is very restricted similar to Paypal. It can be a good option to accept payments online. Mostly this payment service is used by the countries where Paypal and few other payment services don't exist. You have to verify your account with personal details such as identity documents and address documents. This should get you verified and you can send the money above the limit of 500$ abroad. And you can accept the money up to 5000$ from the system. Payza can be used to accept the money in different currency types and you can then cashout the money. Basic service may not be good enough for you as it has limitations of how much money you can transfer. Do note that Payza has some high fees when it comes to bank transfer. So make sure that you're accepting larger amount if you choose to cashout. Most of the people use Payza online for some shopping on sites that don't accept Paypal.


Paypal is often not used as a branded solution for payments. However Payoneer is filling that gap by offering branded cashout cards for the people who work with such companies. Payoneer requires you to open the account with such website. Once you open account with them, you get the option to either do bank transfer of money or have cashout card. These cashout cards are sponsored by Visa. And you can use them normally like ATM card. The card transfer fees and monthly fees is applicable here. So unless you are getting larger amount credited into your account, it's not worth having this option. Payoneer can't be used like Paypal though, you can't send the money to other people. You have to use it for accepting money on sites like Odesk, Fiverr, elance and other remote working websites. Payoneer is a good solution only in case of accepting money from website which can't send you money using Paypal. For bank tranfser it has lower fees compared to other options like Payza and 2checkout.

Intuit Payroll

Intuit is known for their financial software but they also offer the payroll service. Using this service you can send and receive money online. It can also be used to set up your invoice forms for payment. Some people use the service for the accepting credit cards on your payment forms. This system is not a complete Paypal but it offers simple method to accept the payment. This can be a perfect solution for sellers and freelancers. If you're an individual then you may have issues getting this service as Intuit doesn't allow personal payments on their platform. So you have to be a business or freelancer to use their platform for accepting money. You can use the Jotform or Zoho forms to integrate Intuit payments on your invoice pages. I'd say Intuit is good solution for the freelancers if they are having trouble accepting Paypal. Unlike Paypal the service is not free for accepting payments, the minimum basic plan costs 20$ per month.


Propay is a merchant solution that allows accepting credit card and payments online. However the service can be used by freelancers as well. You have to sign up for the basic plan. Once you sign up, you can create custom payment system. From here you can accept the payments from around the world. The system also has the option to protect the seller and buyer from the online fraud using authentication system before processing money. There are some of the websites that accept the Propay within their payment gateway point.


You can use the Instamojo for sending money to others. This service is currently limited to the Indian users. The service has features similar to the Gumroad. You can use the service for accepting payments for your digital products. There are some restrictions for the sellers depending on the type of services supported by Instamojo. It has options such as recurring billing, donations and custom username for payments. You also get dedicated page where you can accept the money from others. It is really a good alternative for Paypal if you're from India and wish to send money to users within India.


While there are plenty of Online payment gateway services, there is no perfect Paypal alternative. Each service lack in one or the other feature. This makes it harder for you to choose the right solution for your needs. The above listed payment services can be used to accept money online If it suits your requirement.


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