How to apply for Sears Master Card and enjoy the benefits
Sears MasterCard is a must have if you shop with Sears often. This article explains in detail about how to apply for Sears MasterCard and enjoy their benefits
If you shop for Sears products frequently, you should consider applying for Sears MasterCard. It comes with a number of benefits like special reward programs, lower interest rates and no annual charges. There are two types of cards, one is the regular MasterCard and the second is Sears Solutions MasterCard. The regular card is issued by Citibank. The latter one is meant for people with bad credit rating and is issued by HSBC bank. In order to get the application approved for the MasterCard, you will have to follow the correct procedure. Moreover, you need to be aware about the features of the different types of cards so that you can make better choice. This article provides detailed information on how to apply for Sears MasterCard.
Features of the Sears MasterCard
First of all, you need to be aware about the features of this card. When you apply for the Sears MasterCard, all your documents are checked and verified. If you have good credit rating, you get the regular credit card otherwise you are provided the Sears Solutions MasterCard. The only difference between the cards is in terms of interest rate. In case of regular Sears MasterCard, you have to pay comparatively lesser interest rate. The remaining features are identical with both types of cards. For instance, the reward program is applicable on both of these. The reward program allows you to get cash back on every purchase in the form of points. You can later redeem these points at Sears stores. There are a range of items that can be redeemed with the points. These include gift cards, reward cards and home accessories and travel cards. The other features like customer support are also same. You can contact the support through phone or mail. You can also contact the Citibank and HSBC bank to get more details regarding the credit card program and eligibility conditions. You can also read reviews about the Sears MasterCard on various websites and forums. Many users share their experience with different credit cards that can be useful for new users.
How to apply for Sears MasterCard
In order to apply for the Sears MasterCard, you will have to visit the nearest Citibank and give all the details. If you qualify for the regular card, the bank will inform you. In case, you do not have good credit rating, you will be issued the Sears Solution MasterCard by the HSBC bank. The whole process may take few weeks and the customer support will assist you in every step. You can check all the details regarding the application and approval on the official website. An important thing to note here is that if you are denied of both the type of cards, you should not apply for it before improving your credit score. Multiple rejections of the credit card can result affect you credit card reporting. If you have any issue with application, you can contact the Sears support team. I hope this post on how to apply for Sears MasterCard helped you to understand the complete application procedure.