Top 3 Insurance Plans For Mobiles And Gadgets


There is a new kind of protection in the market for your expensive gadgets. Mobile phone insurance or gadget insurance provides cover to your mobile devices against damages that the manufacturers do not include under the warranty they offer. Get your smartphone insured today.

Smartphones do not come cheap, yet people are unwilling to pay a few extra bucks to get cover for their gadgets. Most consumers are satisfied with the one-year warranty offered by manufacturers; the ones that come with the 'conditions apply' tag. What this means is that the warranty does not cover all types of damage; so if the screen shatters or there is liquid damage the company will not repair the item, free of cost. Paying for repair for a damaged smartphone can make a big dent in your wallet.

In the past, we did not have any other choice. Some manufacturers let you extend your warranties, but these do not often include liquid damage or theft. But lately, for those of us who tend to mishandle our electronic toys, there is a new kind of protection in the market: insurance for mobile phones and gadget. So, how about getting an insurance for your mobile device!

Overview of Mobile Insurance In India


Many start-ups are offering mobile insurance that would cover the latest expensive phone you have just ordered. You would have to pay a simple premium each year and keep your gadget protected from theft or accidental loss. Theft or loss aside, you also get additional benefits after the complete warranty on technical glitches expires in a year. When your phone begins to malfunction after two or three years, rather than spending out of pocket for expensive repairs, you can just use your mobile insurance.

You could opt for extended warranty offered by phone manufacturers as well as private operators, but this must be bought usually within three days of purchase. The Mobile Store or Nokia, among a few other companies, also offer theft covers or accidental breakage or loss.

If you want Mobile Insurance, which offers more comprehensive cover including additional fire damage or other damage to your phone, you will find that most such insurance is offered as group plans. This is because people tend to replace their old phones every few years, which means financial loss for these insurance companies.

Top 3 Mobile Insurance Plans In India


Syskagadgetsecure.com


SYSKA's niche gadget insurance offers your gadgets complete cover against accidental or fluid damage, burglary, theft or fire damage. They also include antivirus solutions and pickup/drop-off to your chosen location. You can choose from 5 different plans, depending on how much your mobile cost. A budget phone that cost you between INR4000 and INR10,000 for instance, will make you eligible for a plan with an INR599/year plan. Before buying insurance, however, make sure to read the exclusions very carefully to avoid disappointments later.

Gadgetcops.com


GadgetCops is one of the earliest providers of extended warranties and protection for smartphones and other electronic gadgets. Their plans offer comprehensive covers and also include many value added services. They typically offer smartphone protection and extended warranties for two years, and promise repairs or replacements for all kinds of mechanical or electrical faults. You can also avail of cashless service, where the company will bear the cost of all repairs at the service center.

Warrantyasia.net


Delhi-based WarrantyAsia has tie-ups with many manufacturers and also offer mobile insurance. They offer insurance plans for a select range of tabs and smartphones popular in India, as well as for phones by manufacturers who provide 1 year warranty. The plans can be complicated, underwritten with many conditions. However they offer insurance for a wider price range, with premiums that start at INR349 for mobiles priced between INR1500 to INR5000 and so on. Note that the amount you can claim from insurance will be based on how long you have been using the device.

With growing trends of mobile insurance providers, it is wise to purchase a minimum extended cover on purchase, if not a comprehensive mobile insurance. Mobile insurance is especially recommended for high-end smartphones that could cost a lot to repair or replace in case of damage or loss.


Article by Juana
Juana is a freelance writer publishing with Constant Content and sister sites of Techulator. She writes on a variety of subjects that interest her. She is a voracious reader and that helps her keep abreast with the latest in technology. She holds a Bachelor of Arts degree in Eng. Lit, is a mom, a wife, a homemaker and a qualified teacher.

Follow Juana or read 101 articles authored by Juana

Related Articles

Insurance plans for Apple iPhone, iPad or Mac

Searching for information on coverage for your Apple product? This article provides information on the AppleCare+ plan for iPads, iPhones and iPods. You will also get details of the SquareTrade plan for these products with which you can compare it.

How to choose the best Gadget Insurance?

Expensive Gadgets have become an integral part of out modern lifestyle. But what if something goes wrong with them? Won't we want to be in safeguard and protect ourselves? Gadget Insurance offers such security which is now picking up the market fray. But it is always better to have an awareness of what we should look in a Insurance Policy, and some of them are jotted below.

How to choose the best mobile phone insurance in India

Are you thinking of taking an insurance policy for your mobile phone? Read this article to know full details about insuring your mobile phone. The topic discusses what mobile phone insurance means. It tells the user why and how you should take mobile phone insurance policy for your newly bought phone. What is covered and what is not covered under mobile insurance policy is also described in this article.

Apps Daily Mobile Insurance: Top Smartphone Insurance Protection Option in India

Do you want to insure your mobile against theft or damage? Have you heard about the top mobile insurance plans in India? Read further to know the features of Apps Daily Mobile Insurance Plan that provides sufficient theft insurance and damage insurance cover for your mobile phones. Check out how AppsDaily Insurance cover provides anti-virus protection for your smartphone even though it is not a mobile insurance company, but a top mobile apps company in India.

More articles: Mobile Phone Insurance Gadget Insurance

Comments

Guest Author: Sonam Sagar29 Nov 2015

If you do not go for adverisment and publicity, then I think Times Global Insurance is the top Mobile Insurance Company in India, beacause as per my research and experience, Times Global Insurance has the best Plans and maximum positive customer reviews.



  • Do not include your name, "with regards" etc in the comment. Write detailed comment, relevant to the topic.
  • No HTML formatting and links to other web sites are allowed.
  • This is a strictly moderated site. Absolutely no spam allowed.
  • Name:
    Email: