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  • Category: Suggestions and Feedback

    Best bank options for students

    Everyone of us uses banking system for online payments as the world is moving towards digitization. I would like to upgrade my banking experience with another better bank. So I would like to ask you to share your banking experience here and also the best 5 bank options to move on which requires zero balance criteria and provides the maximum interest on the savings.
  • #25773
    Punjab National Bank

  • #25774
    This will be helpful for you - Banks offering zero balance account opening on mobile app

  • #25777
    Ankit, I read your article but what I don't find suitable to me is "Virtual Debit Card". I need to find a bank which gives an atm card with best interest rates and requires zero balance to open the account.

    As such the suggestions given by you are good for no doubt but, these banks are virtual and doesn't have a real place where the employees could be found to discuss any problem with them.


    I find that the harder I work, the more luck I seem to have.

  • #25778

    Aman, all of these banks have branches. I don't think I need to mention branches for Kotak or IDFC. For DBS bank, you can find the branches here -

    All of them offer Virtual debit cards initially, but you can request for physical debit cards once your account is fully activated. I wrote that article after actually opening accounts in all of them. I currently hold DBS debit card physically. Why else would I mention "unlimited ATM transactions" in the article?

    Anyhow, I have updated the article further to mention that explicitly.

  • #25779
    Dhnyavaad bhai, the information given by you is really helpful. I could easily find the Delhi branch for Digibank near me.

    I find that the harder I work, the more luck I seem to have.

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