Do banks get to know the other bank details of their customers?Banks these days operate on core banking module. All the transactions and dealings are centralised and as such you can access your accounts in any part of the nation. Also they have a couple of our documents like Aadhar or PAN card.
So I was curious to know whether they can get to know our accounts in banks other than their own? With credit score playing an important role in lending decisions by the banks, do they check on our assets and liabilities in other banks as well in addition to what we have let them know?