Common Smart Card to pay all utility bills

We do not have such a card in our country but there are many cards which can be used at many places. For example some credit cards can be used to pay the various bills though not all of them.

Every bank has its own debit card which is acceptable at many places. Credit card companies are also boasting of their cards as acceptable at many places.

So far these cards are not accepted in bus or train but in future it may become a reality.