I had a query regarding PF withdrawal amount

EPF withdrawal process:
- it can be withdrawn on retirement
- it can be withdrawn if unemployed for a period of 2 months or more
- Partial EPF can be withdrawn under certain circumstances such as marriage, education, purchase of land it construction, home loan repayment, renovation of house.
- It can be withdrawn by offline and online method.

Method of EPF calculation:
- EPF = employee's ( 12% basic salary + DA)*
- Employer contribution is (3.67% basic salary+ DA).*
*When the Basic Pay + DA is less than or equal to Rs 15000.

- If above RS 15000 than
- EPF = employee's ( 12% basic salary + DA)
Employer's contribution EPF = ( 12% basic salary - 8.33% of 15000)
- EPF = employee's ( 12% basic salary + DA)
Employer's contribution (3.67% of Rs 15000)
- EPF = Employees contribution (12% of 15000)
Employer's contribution ( 3.67 % of 15000)

Hope this helps.

Employer share is not a "deduction". It is an addition to your share. If your share is Rs.988 then your employer would give Rs.302 in addition taking your total PF deposited to Rs.1290.
You can check your PF passbook using the Umang app. You will just need your UAN number for this.

In addition to this Government of India gives an annual fixed interest rate which you can see in the app too.