When can I Receive My Adsense Payment?

As stated by you, you should have received the payment on-time maximum within three to five working days from the date sent by AdSense team. There could be some communication and reference number issue between AdSense and the respective Bank. You have to trace it out with the NEFT and transaction status.

Hope you have not changed any Bank detail in the AdSense account at the last moment. If changed then identify it, if not changed the detail, you may then check the Bank account detail or directly contact the respective bank to inquire about it.

If everything is OK then no issue, if not, you may raise a thread in AdSense Forum to know the status. I hope you will get it soon.

Once you give your detailed information while creating the account, you will be receiving your payment within 4 to 10 days. You will be receiving your payment to your registered bank account within that period of time . This is the normal scheduled payment process in Adsense. This process cannot be broken for any reason. Make sure when your payment has been issued, and moreover, your account details didn't get changed by any chance. If it has been done somehow, you will be getting into trouble. The payment will be sent to old details instead of the newer details.

Your question have no mention of if the payment made to you is cheque or EFT. If it's check then it takes 1 week or more to arrive at your location. And if it's EFT then it takes 1 day for the Adsense to issue to your account. And 1 day for the bank to process the EFT with local currency conversion. If your bank does the currency conversion for EFT through third party or other banks. Then that process will take 4-7 business days. If your payment processing has taken more than the days than speculated days. Then I think you should contact the bank and get them to process EFT quicker. The reason being often some banks sell when the currency conversion helps them process at better rates which is low sell days. So you may get less price for the USD converted. Also do note that PSU and private banks handle the payments differently. The amount of time required by both the banks is lot different.

Ideally, as per the Google help forums, it will take a minimum ten days for your payment to reach your bank. However, once it is received by your bank, it may take more business days to get it reflected in your account. There may be several reasons for it. There may be issues with intermediary banks. When there is a discrepancy in the name as it appears in your bank account and Google AdSense account it can also result in a delay in getting your payment credited to your bank account.
Banks tend to handle the international payments differently. If it has been more than 10 days that Google has issued you the payment, you may need to get in touch with your bank. If they are unable to help, contact Google Support.

As per Google you should be receiving the amount within 10 days. Check with your bank, may be there is some issue going on which you do not know. Check your Adsense settings as well. You can send an email to Google regarding your issue. Google Adsense will let you know where the actual problem is.

If you do not receive the Payment in 4-10 days after it is issued, this means that there is some issue with the bank. There can be various problems like KYC in bank not being updated. Just talk to the bank officials and thy will give proper advice.

If you have already got an approved AdSense account, then in order to be eligible for payment, your earnings should cross the mark of $100. Once the month is over, you will be paid the amount electronically (Wire transfer method) and it will take about 3-7 days depending on the bank account you have provided. In this transfer, a bank will charge a few Rs. as transfer fees.