Pradhanmantri Jan Dhan Yojna has been launched with an aim to bring economic equality.Any one can open a bank account so as to enable them to come into economic mainstream.
WHAT IS JAN DHAN YOJNA
It is a scheme launched under which every family will be able to open a bank account without any hassles.Account can be opened with zero balance.
BENEFITS OF THE SCHEME
1. Each family can have their own bank account free of cost and easily. Only Aadhar card is enough for opening the account- no further documents needed.
2. Poor family will have an opportunity to find a place for saving their earnings.
3. Each new bank account will get a RuPay debit card which will enable them to withdraw money anywhere.
4. The account can be operated at zero balance , so no worries of maintaining minimum balance.
5. Each family getting into the scheme will get Rs.30000 life cover.
6. Along with life cover , accidental insurance of Rs. 1 Lakh for each account holder.
7. If the account is in good standing and there are some savings , an overdraft facility of Rs.5000 will be given.
8. All benefits under central/state/local bodies will be transferred to the beneficiary bank account , thus avoiding middlemen.
Live....and Let Live!