Lucky Grahak Yojana - How to check if you won


The Government of India has recently announced two lucky draw schemes for promoting cashless transactions. The schemes are aimed at small vendors and low and middle class consumers. Are you wondering how to check if have been one of the winners? We present a step by step procedure for checking the same.

Prime Minister Mr Narendra Modi has recently announced two unique lucky draw schemes for the promotion of cashless transactions. Aimed at controlling the black money generated, the schemes have created a huge impact as can be seen with people opting for cashless mode of conducting their transactions.
However, there has been a couple of questions in the minds of consumers on how exactly the scheme works. To make it easier for them to understand the concept and the eligibility for being one of the winners, we have compiled the details of the scheme in the following paragraphs.

The Lucky Draw schemes in detail


The Government has announced two schemes for those who opt for the cashless transactions. One of them is meant for consumers, while the other is aimed at promoting the awareness among the merchants.

For Consumers
The scheme for the consumers has been christened as Lucky Grahak Yojana. To be eligible, you need to complete cashless transactions in any of the following modes - RuPay Card, Adhaar Enabled payment, UPI or USSD. The transactions falling within the range of Rs. 50 and Rs. 3000 will be eligible for the consideration.
The transactions done through Credit cards, private E-Wallets( like PayTM, FreeCharge etc.) or debit cards will not be valid to be considered for the Lucky Grahak Yojana.

For Merchants
The scheme for the merchants has been labeled as Digi-Dhan Vyapar Yojana. Rest of the conditions for the eligibility remain similar to Lucky Grahak Yojana.

What are you going to win?


For Consumers
Lucky Grahak Yojana will let 15000 consumers win Rs. 1000 each daily. There will be weekly draws for Rs. 1 lakh, Rs. 10,000, and Rs. 5,000. The prizes will be distributed among 7000 consumers. Mega draw will be held on the concluding day of the Scheme - April, 14. The draw will be held for Rs. 1 crore, Rs. 50 lakh, and Rs. 25 lakh. The Government has declared that there will be 100 winners for USSD payments, 1,500 winners each for UPI and AEPS transactions, and 11,900 winners for RuPay.

For merchants
The Digi-Dhan Vyapar Yojana will have no daily rewards. Weekly draws will be held for Rs. 50,000, Rs, 5,000, and Rs. 2,500. These prizes will be distributed among 7000 merchants. The Mega draw to be held on April, 14 will let the merchants win rewards worth Rs. 50 lakh, Rs. 25 lakh, and Rs. 5 lakh.

How shall I know if I have won a reward?


Well, those were the details about the scheme eligibility and the quantum of rewards. The scheme has already gone live with the first draw held on December, 25. Would you want to know if you have won? Here is how you can check if you are lucky enough.



  • Visit Digi-Dhan official site.
  • Click on Consumer or Merchant depending on who you are.
  • Enter your registered mobile number in the box provided. Make sure that the number is registered with AEPS, UPI, or RuPay card.
  • Enter the OTP( One Time Password) received on your mobile in the space provided.
  • Click on the Try Your Luck button.
  • You will get the message indicating you whether you have won or not.
  • You may need to provide additional details like your card number, Adhaar number or other corresponding details.


In Essence


Well, those two are indeed great schemes that could go a long way in promoting cashless transactions in India. What makes them more precious and rewarding in the real sense of the word is the fact that they have been designed reward the middle and lower income groups. We would advise all our readers to engage in as much cashless transactions as would be possible..... AND WIN GREAT REWARDS!


Article by Timmappa Kamat
Timmappa Kamat is a technology enthusiast. He has an active interest in newer technological developments. He is fond of new gizmos & gadgets. He loves to share his knowledge through tech-savvy websites as a freelancer. A Mechanical Engineer by profession, he is equally interested in blogging, with his own blog. He wants to carve a name for himself in blogging arena one day! If you need any clarifications about his articles,please respond here below or get in touch with him through his profile.

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