For a blogger or any tech enthusiast, the thought of being without their laptop is a real nightmare. For example, if you accidentally damaged your laptop then you will lose access to the stored data which will be a huge inconvenience in addition to the heavy expenses of buying a new one. Moreover, the biggest disadvantage of the portable nature of laptops is that they can be easily damaged off or stolen while traveling. It doesn't matter whether it is stolen or damaged, the thing which is important is that you should have some insurance cover in place to help you purchase another laptop as soon as possible. As such buying an insurance policy for your laptop is the best solution for you and your business.
Considering this in view, I have prepared my list of best laptop insurance providers for your ready reference. Read the following list and choose the one which suits your need in the best way possible.
Gadget Cover Laptop Insurance
Gadget Cover provides an affordable insurance for laptops and gadgets. With their affordable insurance plans, you would be covered for theft and loss, accidental damage, liquid spillage and unauthorized calls. Gadget Cover has been rated at an incredible 5 stars by Defaqto for their product excellence. Moreover, they provide one month free instant cover and users can enjoy unlimited claims for their laptops. Additionally, they provide no-claims bonus, malicious damage cover, instant cover, family cover and online data backup. They also provide laptop accessories cover of up to £150. But users must keep in mind that Gadget Cover provides the instant cover for only those laptops and gadgets which are not more than 6 months old. Moreover, with Gadget Cover, users are not stuck with any contract and they may cancel at any time they wish.
Gadget Cover's plans start at £1.45 which are paid on the monthly basis. Users are not locked up in any type of contract and can cancel their services at any time.
Switched On Insurance for Macbook
Whether you have the MacBook Pro or the MacBook Air, they provide great insurance plans for all models of the MacBook and provide insurance cover of up to £2,500 in value. Their Apple MacBook insurance is designed perfectly to provide every extra protection for such an expensive machine. Switched On Macbook Insurance covers cracked screens, liquid damage, shattered technology under their standard plans. Their policies also cover accidental damages, mechanical breakdown and malicious damages. Additionally, you can opt for their insurance cover against theft and loss, unauthorized calls and data usage, or e-wallet fraud protection of up to £500. If you upgrade to one of their premium or ultimate plans, then you can enjoy their worldwide cover of up to 45 or 90 days. Moreover, Switched On also allows users to update their policy as often as they like, thus enabling users to add new gadgets, replace old ones, or cancel insurance cover for any gadget at anytime while receiving a partial refund for all unused covers.
Switched On MacBook Insurance starts at only £6.99 a month. Additionally, users can either choose to pay their premium up-front on an yearly basis so as to save even more money or choose to pay on a flexible monthly basis by direct debit.
Insurance2Go Laptop Insurance
Insurance2Go provides affordable dedicated cover which the users can opt to make great savings for the long term. They also provide a speedy replacement and repair in case your laptop is stolen or your laptop experience any kind of accidental damage. Users can choose to either pay at a fixed fee on an yearly basis or they can take out monthly installments. They provide a variety of budget packages to suit almost all types of models and gadgets. Their insurance policy covers loss and theft, accidental damage, water damage and provides instant cover which starts the day you sign up for their services. They also provide laptop accessory cover of up to £150 and users can also opt for family cover for an increased insurance of their family owned equipments.
Insurance2Go laptop plans starts from just £3.99, paid on monthly basis or users may choose to pay a fixed amount on an yearly basis.
Protect your bubble Laptop Insurance
With Protectyourbubble.com, users will be covered with insurance that features 30 second quotes, unlimited repairs, 24/7 online claims submission and live customer support. Their policy provides insurance against drops and accidental damages, spills and liquid damage, and theft. They also provide insurance for mechanical breakdowns like blank screen or broken buttons even if users run out of their laptop manufacturer's warranty. Although ProtectYourBubble do not provide loss cover for laptops, MacBooks,TVs, desktop PCs or PC monitors in their basic plan but users can get covered for it for an extra £1.50 per month for each gadget. Moreover, users can also get an extra identity protection with Digital Secure for an extra £1.99 per month.
Protect your bubble laptop insurance plans start at just £2.49 on monthly basis.
GadgetBuddy.com Laptop Insurance
With GadgetBuddy.com, you can enjoy laptop insurance cover for bumps or drops, accidental damages, theft and loss. With GadgetBuddy.com, users can opt for the services which they feel useful and may ignore the ones which are of no use to them. This provides a smart way to get laptop insurance as users will be only paying for the insurance cover they need while ignoring the add-ons. Although, accidental damage and theft are included in the standard policy but users are also provided with the option to add overseas cover and loss cover in case they need them. Thus, if users choose their cover wisely, they can greatly cut off the premium payments that an average user has to make each month.
GadgetBuddy.com plans start at only £5.49 per month. Refer to the below mentioned table to get a view at their plan price and the value which users can get.
Monthly Installments Value Provided £5.99 £1000 £7.49 £1500 £8.49 £2000
Provides smart way to get laptop insurance where users have to opt for only those services which they feel like useful while ignoring the extra covers which add up to their monthly installments. Thus, greatly reducing the premium payments that an average user has to make each month.
Read How to buy a good laptop insurance plan
Kudos to the author for providing great details of the top laptop insurance providers in UK. I did live in UK for about 2 years with my husband and purchased a laptop from Currys store. I remember my husband opting for Gadget Cover laptop insurance plan as it could be cancelled at any point of time (without any contract). Additionally, the basic laptop insurance plan offered by Gadget Cover was pretty cheap and it covered all the necessary stuff.