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How to link Aadhar Card to Bank account


Posted Date: 24-Sep-2013  Last Updated:   Category: Finance    
Author: Member Level: Diamond    Points: 90


The process of linking aadhar card to bank account is almost similar for every bank. Note that not all banks provide net-banking and SMS facilities for this linkage. For the convenience of readers, the article details the exact process of linking aadhar card to Axis, UCO, Canara, Punjab National Bank, IDBI and Bank of Baroda bank accounts.



What is Aadhar Card


Aadhar Card is an unique identification card that gives access to all kinds of transactions in banking, ration, etc. It has a 12 digit Unique Identification Number (UIDN) that stores biometric, demographic and other details of the card holder. The card tells the user's name, address, gender, date of birth, phone number, email address and is an acceptable proof of identity for buying a new SIM Card, opening bank account, etc. Indian Government had started the concept of Aadhar Card to provide identification to every individual and thereby maintain his record in government books & minimize frauds. As per the new rule, every Indian citizen is required to have an aadhar card and this card must be linked to his/her bank account and gas agency (Bharat Gas, Indane & HP Gas). It was found that 30% of upper class people didn't pay taxes properly. Every economic transaction will now be under the eyes of income tax department. The Aadhar Card concept can ease the administrative work of government and help concentrate on the loopholes.

If your account is with HDFC Bank, then read specific instructions to link HDFC account with Aadhar number through online banking.

Why should I link Aadhar Card to my account number


First, if you do not link your Aadhar card to your account number, the bank account won't work as per the new rule passed by Central Government. Even ration card can't be used. Second, by linking the card to your account number, you can avail government benefits like pensions. The 'Apka paisa apke hath me' program would use Aadhar Card only. The benefits are manifold. You can receive subsidized LPG by linking your card to bank account and becoming a Cash Transfer Compliant Customer (CTCC) by December 1, 2013. Under the Direct Benefit Transfer (DBT) scheme, you won't get LPG subsidy if you do not link your Aadhar Card to your gas agency by February 2014. The market price of cooking gas is around Rs.1000 per cylinder. Currently, households are entitled to get nine cylinders in a year, each at a discounted price of Rs.450. Once your aadhar card is linked to gas agency, you would receive this amount directly in your bank account. The scheme aims at stopping black marketing of LPG. The other schemes under aadhar are Indira Gandhi National Old Age Pension Scheme, Indira Gandhi National Widow Pension Scheme, Indira Gandhi National Disability Pension Scheme, National Family Benefit Scheme and Annapurna.


How to link Aadhar Card to bank account


To get the card linked with the bank account, customers are required to visit the nearby branch of their bank and fill a form. The bank staff will take some time to enroll the customer details on the profile and the enrollment will be done. Some banks are helping their customers link their aadhar cards to their saving bank accounts through SMS and net-banking as well. Every bank transaction will then be linked to the aadhar card. The process is almost similar for every bank. For the convenience of readers, the article details the exact process of linking aadhar card to Axis, UCO, Canara, Punjab National Bank, IDBI and Bank of Baroda bank accounts.

How to link Aadhar number with Axis Bank account


Axis Bank is one of the largest growing private banks with over 1947 branches in India. Follow the steps given below to link your Aadhar number with Axis Bank account.

  • Enroll for the aadhar card. If you have enrolled but not received but haven't still received or it is pending, download e-aadhar card which is much quicker.

  • Next, go to your nearest Axis Bank and submit two Xerox copies of your aadhar card and bank account.

  • Fill the Customer Request Form. Write your aadhar number, name, address, date of birth, bank account number and submit the form.

  • Your aadhar number will be linked to the bank account in four hours.

  • How to link Aadhar number with UCO Bank account?


    UCO Bank is one of the oldest Indian banks. It has over 1900 branches. There are three ways to link your Aadhar number with UCO Bank account.

    Method 1: Internet Banking

  • Login to your UCO Bank account and click on 'LINKING OF AADHAR NUMBER'.

  • Write your 12 digit aadhar card number in the form.

  • Click on 'Accept terms' and submit.

  • An Acknowledgement Receipt will display on your screen. Save it for future reference.

  • Method 2: SMS gateway

  • Type UCOAADHAR <12 digit aadhaar number> <14 digit account number> and SMS it to 9231008888.

  • You will get an Acknowledgement Receipt SMS. Save it for future reference.

  • Method 3: Visit UCO Bank

  • Visit your nearest UCO branch. Submit Xerox copies of account number, aadhar card and two passport size photographs.

  • Fill in the UCO Form, your name, account number, date of birth, address and submit it to concerned authority.

  • How to link Aadhar number with Canara Bank account


    Started in 1906, Canara Bank is one of the oldest Government banks. It has over 3700 branches in country. Majority of its account holders belong to South India. It has always been a very reliable bank. Follow the steps given below to link your Aadhar number with Canara Bank account.

  • Visit your nearest Canara Bank branch with an original copy of the aadhar card and a Xerox copy of the bank account number. The original card is required for verification purpose.

  • Fill the Canara Aadhar form with your name, address, date of birth and bank account details. Submit it to the concerned authority. Make sure that all the details are correctly written as a single mistake will cancel the linkage.

  • After some time, call Canara Bank helpline at 1800-425-0018 and tell your aadhar card to the executive. Once he verifies the details, your aadhar number will be linked with Canara Bank account.

  • How to link Aadhar number with IDBI Bank account?


    IDBI Bank has over 1111 branches worldwide. It is the tenth largest development bank and has its presence in Dubai, Singapore and Beijing. Follow the steps given below to link your Aadhar number with IDBI Bank account.

  • You need to visit an IDBI Bank with the following attested documents: One xerox copy each of aadhar card, IDBI Bank pass book, POA & POI and two passport size photographs.

  • Fill the IDBI Bank form with your name, address, date of birth and bank account details. Submit it and the aadhar number will be linked within few hours.

  • How to link Aadhar number with Bank of Baroda account?


    As Bank of Baroda has over 4172 branches in India, it is one of the most widely spread Indian banks. It was started way back in 1908 by Maharaja of Baroda and H. H. Sir Sayajirao Gaekwad III. Follow the steps given below to link your Aadhar number with Bank of Baroda account.

  • Submit a copy of passbook, a xerox as well as the original copy of aadhar to a Bank of Baroda branch. Some branches are not asking for a passbook copy but to be on a safer side, carry it along. All the documents should be duly attested.

  • Fill the form with your bank account details and your aadhar card will get linked with the account within one week.

  • How to link Aadhar number with Punjab National Bank account?


    With around 5000 branches across 764 cities, Punjab National Bank is the third largest Indian bank. Over 37 million customers are associated with it.

  • Carry your original aadhar card, its xerox a copy and copy of your passbook to your nearest PNB branch. Original aadhar card is required only for verification. Submit them along with an application to the Bank Manager to link your aadhar number to the bank account. All documents have to be duly attested.

  • Unlike in other banks, the account holder is not required to fill any form. The holder has to be present himself to submit the application. The process can't be carried out by a representative.




  • Read related articles: Aadhaar Number System    Aadhaar Card    

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    Responses to "How to link Aadhar Card to Bank account"
    Author: Bhakti Savla    13 Jan 2014Member Level: Diamond   Points : 3
    Thanks to the author for listing the process of linking our Aadhar card to our bank accounts. This is a easy process and I believe every one should do it quickly as you never know this might prove useful. Apart from the benefits already mentioned, one can expect the Indian government to add more benefits for people having bank accounts already linked to their Aadhar cards.


    Guest Author: Anuja     15 Jan 2014
    My Aadhaar has been linked in bank. It is also linked with LPG distributor. However, 'Aadhaar linked to Bank' shows red i.e. not linked, when I check the LPG distributor website. Bank says they are done from their side & distributor says pending from Bank side. Any solution?


    Guest Author: Yousuf     23 Mar 2014
    Hello sir, I have linked wrong Aadhar number to my bank. Please guide how to get my aadhar number corrected in the bank records.


    Guest Author: Yousuf     23 Mar 2014
    Hello sir Kindly help me to reset my aadhar no on Hdfc bank, Unfortunately i have registered a wrong no..


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