EMI schemes are limited to the credit cards. So you opening account in any bank would not make much difference if you choose to not have a credit card. However if you wish to have a credit card in near future and deciding to have savings bank account for the same can avail you for the EMI schemes on those site. In such case it'd be good for you to choose one of the banks from the below list for credit card as they have a lot of support across e-commerce websites for EMI scheme. HDFC bank, AXIS bank, ICICI bank, SBI Bank, Standard charted, Kotak bank. These are the banks that flipkart and Amazon have association with for the EMI scheme.
Please let me know which bank account holds low interest for ex. in Flipkart Kotak and Axis bank holds low(12%) interest on product.
That's subjective and there is no fixed answer.The interest rate will vary for those banks depending on the product in same site. Also do note that some banks have the zero interest schemes which usually charge higher for product but allow EMI plans in them.
So finally comment the most common banks(holding low interest) available in sites like amazon.com for payment in EMI.
If you are completely unsure of which bank to choose for credit card and for the amazon.com payments in EMI scheme, then best option is to check the EMI offers on official page. You can see the EMI scheme from banks on the product page. Clicking on link will show the banks allowing the EMI for that product. Try to find out common banks across various products in EMI offer and then choose the bank for your saving bank and credit card.