|Author: Ankit 29 Nov 2014 Member Level: Gold Points : 12 (Rs 12) Voting Score: 0|
Majority of transactions after opening an account in a bank can happen online there days. To deposit money it can be by way of checks or internet banking. It is very less that people with internet banking activated have to go to the banks except of course if you are a businessman where you do a lot of transactions in cash. For withdrawal similarly we have ATMs. What services you feel they are not providing?
SBI banks have very minimal balance criteria so I too think there is no need to close the account. You should just get its internet banking activated and use it for online transaction purposes only if the local branch service is not good. Even if you don't want to use it, just keep minimum or no balance and let it stay. The bank manager will himself call you after sometime to request you to close the account.
Even then if you do want to close the account then you do have to take the form from the branch and fill it to close the account. If they are asking you reasons give it to them so that they can improve. If you don't want to give the reasons then tell them a lie like you have too many bank accounts and your salary comes in other account so you want to close this account or that you are shifting to another city and therefore want to close this account.
Again, I would recommend not closing the account. The services of SBI are really too good even if it being a public sector bank is too crowded and occupied for your liking.
|Author: Alok Nath Pandey 29 Nov 2014 Member Level: Gold Points : 4 (Rs 4) Voting Score: 0|
State Bank of India is a trusted bank and I won't recommend you to close the account associated with this bank.
If you still want to close the bank account then download (From the link given below) the Savings Bank Account Closure form or ask for one from the bank, fill it up and submit it to the bank. This form is easy to fill and you can do it without any help. In the respective column, provide the reason for closing the account. Cheque book and unused cheques are to be submitted to the bank at the time of depositing the form so ensure that you carry the required things. If you need any help in filling up the form, then contact me.
If you need further assistance, contact their Consumer Helpline No. 1800 425 3800.
|Author: Phagu Mahato 30 Nov 2014 Member Level: Gold Points : 3 (Rs 3) Voting Score: 0|
SBI provides almost all facilities to customers. It is one of the top banks of India. You need to contact the manager of SBI for providing all latest facilities like internet banking, SMS alert, check book facilities etc. .
If you want to close your account with SBI then you need to follow few procedures
Submit application form for close account with enclose all necessary document like your cheque book, passbook ,debit or credit card etc
|Author: Paresh Gujarati 01 Dec 2014 Member Level: Gold Points : 2 (Rs 2) Voting Score: 0|
You need to submit following things for closure of SBI account.
1. Corresponding account form for closure
2. Debit card you are using,
3. Cheque book you are currently having
4. Proof of all identity you belongs
5. Submit your passbook