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  • Category: Other Security Topics

    What are the basic security measures for internet banking?

    Do you want to be informed of basic security steps to be taken when making use of internet banking? Follow this thread and read answers by experts, who will guide you about the tips and precautions to be taken while using the internet banking system.

    Nowadays internet banking facilities are available with all the banks and enabling customers to unlock a potential platform to transact at any time. Is the use of internet banking safe? What are the basic security tips or steps that we need to remember while using internet banking?
  • #3777
    Internet Banking is safe if you follow some safety rules,. Here is some tips for safe internet banking-
    1. Keep changing your password regularly.
    2. Do not share your account details, password or username to anyone.
    3. Do not login your internet banking account in cafe or public computers.
    4. Check your amount regularly specially after making an online transaction whether correct amount deducted or not.
    5. Use a licensed antivirus software so that your personal data remain secure.
    6. Do not click on any link coming to your e-mail or phone which are related to your bank.

  • #3785
    Though internet is human's greatest invention, it's a loophole of several malpractices. And without your knowledge you and your activities will be observed daily by notorious hackers. So, when you are about to login to any website of particular bank, check for the green colour with a lock in URL bar i.e. 'https' in URL bar.
    Also, don't respond to mails that you receive on behalf of your bank without checking them for safety. Generally, banks don't ask their customers to enter their confidential information unless it is highly urgent. When making an online purchase via internet banking create a virtual debit card, which will expire very soon after a transaction and making your transaction more secure. Hope these measures help you.

  • #3905
    The key factors that you should remember while using your banking account through online internet system are:
    a. Use anti theft fixed browser
    b. Clear browsing history after every transaction or process
    c. Keep using your personal or private PC/Laptop; avoid using in cyber cafes. If you're in outing and in emergency for using i Banking in cafes, then check the antivirus product license and validity at first. Better use Internet Explorer for your account security and delete the history using 'Shift + Ctrl + H' keys.

    2.PC Protection/security

    a. Protect your PC or Laptop with genuine antivirus and antitheft protector.
    b. Update daily the product and check your browser by opening some fake/illegal sites, whether your antivirus is blocking those sites or not. If your antivirus is blocking or not opening such kind of sites, then your product is OK.
    c. Remove the unused files/quarantined history from your antivirus product settings (regularly).

    3. Login and Transaction Passwords

    a. Make sure your Login and Transaction passwords are different from each other.
    b. Even don't give serial 3 letters both in login and transaction passwords.
    c. Update / change your password as suggested by your bank in time. Never neglect in this any case.

    4.OTP/ CVV / 3D Secure PIN

    a. Activate your account with OTP (one time password) system to your mobile phone or email for online merchandising.
    b. Don't disclose your ATM's PIN, CVV, A/c holder's name and Date of birth etc. to any second person.
    c. For using ATMs for online transaction, activate 3D Secure PIN system. Even after giving all details of your ATM card you'll be asked for a special PIN set by you or one time password sent immediately to your mobile phone.

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